Company Profile


In light of the sweeping technological transformation that had begun in the field of smartcard payments in the Turkish banking payment systems in 2001, SmartSoft with its highly-specialized staff, outstanding technical design capability, well-established technological infrastructure as well as its prominent characteristic as a cutting-edge R&D company has rapidly become the leading firm in the sector within a very short period of time.

SmartSoft, offering innovative and imaginative solutions in the field of smartcard technologies between 2001 and 2006, has launched its operations in the field of card payment systems in 2006 and once again proven its ambition and leadership in this field as well.  

With its entrepreneurial spirit and innovative approach, SmartSoft, aiming to cater to the intense R&D and innovation needs of the Turkish banking payment systems arising from their search for sustainable competitive advantage and strategic positioning, has successfully undertaken a number of critical projects in Europe and around the world that have effectively contributed to the development of global standards for the sector.

CordisNetwork, founded in 2009 in order to develop interactive solutions intended for the world of payments and focusing on the banking and loyalty applications,  ‘city card’ and ‘city banking’ implementations, new generation processing solutions, public sector-based solutions and services, and CredoWork, established also in 2009 in order to satisfy innovative hardware needs of the sector in niche projects in a rapid and reliable fashion, have been incorporated into CARDTEK Group which is seeking to continuously improve the quality of its products and services together with customer satisfaction. Phaymobile, founded in 2011 in order to develop solutions for mobile payment systems, along with other group subsidiaries were reorganized underCARDTEK Group, and in line with the global growth strategy of the Group,CARDTEK USA brand was launched in the US and Canada.

In 2010, SmartSoft has been accredited by MasterCard as an authorized service vendor, becoming the first authorized service vendor in Turkey and one of the top five such companies in the world, for providing guidance to service vendors and buyers preparing for contact chip card implementations, and moreover, SmartSoft have been distinguishing itself by providing the sector with professional training and consultancy services during implementation of chip and contactless migration projects.

Together with its more than 50 business partners and distributors worldwide, CARDTEKGroup today successfully provides wide range of high-tech products and services for its more than 100 institutional clients spreading five continents.

      “FIRST” Projects Carried out in TURKIYE and the WORLD
2006 The FIRST contactless credit card - Garanti Bank
2006  The issuing of a contactless credit card for the FIRST time via the instant issuance technology - Garanti Bank
2007  The FIRST contactless credit card in transportation- Garanti Bank
2007  One of the 3 NFC pilot projects in the World - Akbank
2008  The World’s FIRST EMV campaign Transportation card (MasterCard) – Bankasya
2008 The World’s FIRST e-banking CAP Scripting Application SmartNet - Bankasya
2009  The Credit Card replacing cash (VISA)
2010  The FIRST MasterCard approved credit card with a display in the World – Turk Economy Bank
2011  The FIRST in Europe with micro-SD – Akbank (Visa) / Bank Asya (MasterCard)
2011  The FIRST Iphone I-card in Europe - Yapı Kredi Bank
2011  Europe’s FIRST MasterCard approved TSM operator– Turkcell
2011  The FIRST Pre-paid System to carry out transactions equipped with NFC technology - Denizbank (Dexia)

AWARDS won by SmartSoft and clients for whom SmartSoft had provided products/services are as follows
2006 “Excellence in Payment Innovation” Award by EPCA for “Branch Based Instant Card Printing System” in the “Most Innovative Software Product” category
2008 Finalist in “Transportation” category among 223 companies participating in SESAMES
2009 “Best Cash Displacement Initiative” Award for “Innovative Contactless Bank Asya Credit Card called AsyaCard DIT” in “Visa Europe Best Card & Payment Sector Awards”  (Service provider: SmartSoft)
2009 “Best New Credit Card Product Launch” Award for “Bank Asya Credit Card called AsyaCard DIT” at “Cards & Payments Organization” (Service provider: SmartSoft)
2009 ISO Innovative Awards in the "Human Resources" category
2010 “The Most Innovative MasterCard® PayPass™ Product Support in Turkey” Award
2010 European Identity Award in the “Best Internal Project” category (Şekerbank / SmartSoft –   Oracle collaboration)
2010 SmartWards Awards, "The Most Effective Project of The Year"
2010 Deloitte Technology Fast50 Turkey 2010 Winner & Fast500 ranking
2010 Payment Systems Magazine, Stars of 2010 "Product of the Year : PROCEED"
2010 Zebra Award  ’’Best Card Printer Project’’
2011 ACT Canada Innovation Award ’’Palmaris Instant Issuance System’’ (Everlink-SmartSoft collaboration)
2011 Deloitte Technology Fast50 Turkey 2011 Winner & Fast500 ranking
2011 İshad “Business Life Success Award”

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