The OCEAN is a powerful Card Management System that has been designed for easy use. All processes are managed in an effective manner and has been designed to ensure monitoring and compliance with international standards.

OCEAN enables banks to issue any kind of magnetic or EMV card products and transaction types. New applications, products, and functions are flexible in adapting to the minimum period within the system.

The following services are included in the system, which were developed by SmartSoft;

• Card Application Management Module
• Scoring Module
• Personalization data preparation
• Statement data preparation
• Collection module

Functionality

• Supports all card brands (Visa, MasterCard, and Private label card)
• Supports all card products (Standard Card, Business and Corporate Card, Private Label Card, Charge or revolving Card, Co-branded Card, Multi-brand Card, and Virtual Card)
• Installment monitoring and follow up (Card and POS based installment)
• Flexible authorization rules and transaction limits
• User groups are identified on the basis of the authority
• Flexible interest and fee definitions and calculations

Product Support

• Standart credit card
• Business credit card
• Commercial card
• Charge Card
• Co-Brand card
• Virtual card
• Fleet Card

Benefits

• Multi-brand, multi-application, multi-language, and multi-currency support
• Quick and easy implementation for new products and functions
• Approved according to international standards and infrastructures
• Integration of the core banking system, account system, IVR, and e-banking system