SmartSoft, which was founded in Istanbul to develop chip-based EMV and payment software, is today providing services for card payment systems and smartcard technology. Becoming aware of the EMV chip-based systems gap in the sector, SmartSoft effectively put its R&D company characteristics into action with EMV chip based solutions. SmartSoft, who had also entered the payment processing solutions arena in the second half of the current decade, is now among the leading companies manufacturing range of products for horizontal and vertical markets.

SmartSoft offers a wide range of products needed by the sector and provides solutions to meet their specific demands. By successfully implementing a wide array of innovative projects throughout Europe and the world, SmartSoft has now become a pioneer in the sector and enjoys a broad market share.

With the establishment of Credo and Cordis in 2009, SmartSoft was reorganized under SmartGroup by expanding its service network in end-to-end banking technology solutions with SmartSoft, in vertical market hardware products with Credo and in loyalty card processing with Cordis. Thanks to innovative solutions developed in compliance with the International Card Specifications namely EMVCo, VISA, MasterCard, EPCA and MULTOS, SmartSoft has been duly approved, recommended and awarded by many worldwide renowned institutions such as EPCA, MasterCard, VISA, EMVCo, MULTOS, SESAMES and ISO. As one of the top five companies worldwide accredited by MasterCard in 2010, SmartSoft is the first and only MasterCard-accredited vendor in Turkey providing guidance to issuers and acquirers who are preparing for contact chip implementation.

Awards won by SmartSoft and clients for whom SmartSoft had provided products/services are as follows:

• 2006 “Excellence in Payment Innovation” Award by EPCA for “Branch Based Instant Card Printing System” in the “Most Innovative Software Product” category

• 2008 Finalist in “Transportation” category among 223 companies participating in SESAMES

• 2009 “Best Cash Displacement Initiative” Award for “Innovative Contactless Bank Asya Credit Card called AsyaCard DIT” in “Visa Europe Best Card & Payment Sector Awards” (Service provider: SmartSoft).

• 2009 “Best New Credit Card Product Launch” Award for “Bank Asya Credit Card called AsyaCard DIT” at “Cards & Payments Organization” (Service provider: SmartSoft)

• 2009 ISO Innovative Awards in the "Human Resources" category

• 2010 “The Most Innovative MasterCard® PayPass™ Product Support in Turkey” Award

With its more than 100 highly-skilled personnel, 70 percent of which is made up of young and dynamic engineers, as well as 22 domestic and international business partners, SmartSoft today successfully provides wide range of high-tech products and services by targeting maximum customer satisfaction for its more than 100 corporate clients spreading five continents.