SmartSecure is a back office system by SmartSoft that uses a two factor authentication for internet, phone banking and e-commerce applications. Apart from CAP and DPA standards, all of the other standards listed by The National Switch Center (BKM Turkey) are supported.

SmartSecure is a PCR (Personal Card Reader) vendor independent from HSM choice and any CAP, DPA compatible HSM's preferred by the bank can be used. Server software is independent of the card vendor and the system can work with any token length.

Also, apart from CAP/DPA standards, the SmartSecure Server supports OTP token solutions. The system can work with event & time based tokens in addition to Display Cards.